With the cost of college tuition and living expenses constantly rising every year, students are finding it harder to get by. Here are 10 useful tips for every college student to save money.
1. Make a budget that includes everything from rent, utilities, food, and gas to credit card and student loan payments. Once you have a budget stick to it no matter how tough it can get.
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2. Give yourself an allowance even if it is only a week and try to put some of it into a savings account so you have cash for an emergency.
Here Are 10 Useful Tips For Every College Student to Save Money When Shopping For Books and Supplies
3. Avoid credit cards altogether. Even if they are offering free t-shirts or a sign up bonus. Interest rates can be extremely high especially when you are a student. Young people can be tempted to make unnecessary purchases that they cannot pay off at the end of the month and the interest owed accumulates over time leaving you with a hefty bill. If you must get a credit card, shop around for one with low interest rates and no annual fee through online credit card comparison sites and then only use it for true emergencies.
4. Mass transit should become your friend. If you avoid using your car then you won’t be spending money on gas, parking, maintenance, etc. which can lead to huge savings. Some schools in larger cities with public transportation provide students with free bus passes for the year on fixed routes. If you don’t live on campus, there are also some apartment communities that will provide a shuttle to and from school if they are close enough.
5. Buy used textbooks or rent them. Bookstores like Barnes and Noble are now allowing students to rent some textbooks at about half the cost of a new book. Since you are going to sell your book back at the end of the semester, there is no need for a new book. Websites such as Amazon allow students to buy and sell new and used textbooks online and this can sometimes be cheaper than buying a used book at the school bookstore. Shop around and get the best deal.
6. Buy generic or compatible printer ink cartridges. Websites such as Professorink.com allow you to save up to 50% on printer ink. Ink from the printer manufacturer can sometimes cost up to where a compatible one can cost you only . This can be especially helpful when you need to print with color because some schools only allow free printing for students in black and white.
7. Get the most for your money when grocery shopping. You don’t necessarily have to eat only ramen noodles either. Watch for coupons and shop for items that are on sale that week. Most Kroger locations triple coupons up to .50 so that is .50 off an item and many Meijer locations double coupons up to .50.
8. Drinking is often something college students are not willing to give up. Try to limit going out for drinks and stick to inexpensive beer or liquor bought from the store. Once you are done with college and making money then you can go to nice bars and splurge for the more expensive drinks at home. If you need to go out look for places with drink specials and no cover charges, this may limit you to a certain night but usually not ever bar has the same drink special on the same night.
9. Although eating in is the most affordable way for a college student to eat it can always be a nice treat to go out to a restaurant every so often. Before planning where to go, look at websites like Restaurant.com. You can buy worth of a gift card for or a gift card for . It also allows you to simply print it off at home so you can use it right away. If you live in a larger city you will most likely come across several pages of restaurants. If you register with the website, they will send you e-mails every so often with codes to get 80%. You can get the gift card for only ! Watch for the exclusions as every restaurant has different ones such as certain days that are excluded or sometimes it can’t be used on alcohol. Most state that if you use the gift card you must spend and only one can be used per table. You can get a meal for as low as . If you go out with a friend this is only a person! Another website to use is Groupon.com which offers a different local deal every day. Also take advantage of local happy hour specials.
10. Take full advantage of student discounts and free events on campus. You can usually go to the school website and search for student discounts where you will find several local venues that offer discounts as long as you show your student I.D. Some apartment complexes will even offer students a discount on rent every month. Attend campus events like a free movie night or spring fling events. Student organizations are usually handing out free stuff like t-shirts and food at these events and they are a perfect opportunity to meet new people.
I really hope this article has been of assistance with helping you save money this college semester!
Here Are 10 Useful Tips For Every College Student to Save Money When Shopping For Books and Supplies
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